In The News Article

Allan M. Siegel on E-Scooter Liability & Insurance Coverage Gaps

The rapid proliferation of electric scooters in Washington, D.C. has created both convenience and danger—and exposed critical gaps in liability protection. Allan M. Siegel, partner at Chaikin, Sherman, Cammarata & Siegel, discussed e-scooter liability and injury risks in a WJLA ABC7 investigative feature with reporter Lisa Fletcher. The issue is straightforward but serious: e-scooter riders are not required to carry insurance, rental companies have liability coverage that doesn’t extend to riders, and pedestrians struck by e-scooters have limited recovery options. Siegel emphasized that DC leaders need to address the dangers that e-scooters present on city streets and sidewalks. According to the Insurance Institute for Highway Safety, sidewalks are the most common location for e-scooter injuries—meaning pedestrians, not riders, bear much of the accident risk.

Siegel’s key recommendation was direct: DC should require e-scooter companies to provide liability coverage that protects both riders and pedestrians. This would align e-scooter regulations with responsible transportation standards and ensure that injured parties have meaningful recovery options. Without adequate liability coverage requirements, accident victims—whether pedestrians hit on sidewalks or riders injured due to company negligence—face significant challenges pursuing compensation. The liability gap creates an unfair burden where innocent pedestrians suffer injuries but have no clear avenue for recovery because the rider lacks insurance and the rental company’s coverage is limited. E-scooter companies have profited substantially from DC’s streets and high-density usage patterns; they should bear the responsibility for ensuring adequate liability protection for all parties affected by their services.

If you’ve been injured by an e-scooter accident in DC, understanding your legal rights is essential. For personal injury or premises liability matters, contact us to discuss your claim with experienced counsel.

Allan M. Siegel, partner at Chaikin, Sherman, Cammarata & Siegel, shared his legal expertise on electric scooter liability and injuries in a WJLA investigative feature. Investigative Reporter Lisa Fletcher contacted Siegel to discuss current Washington, D.C. laws and insurance coverage surrounding e-scooters for both riders and pedestrians. Siegel addressed the critical gap in liability protection—e-scooter riders are not required to carry insurance, and while rental companies must have liability insurance, that coverage does not extend to riders. Siegel emphasized the need for DC leaders to address the dangers of electric scooters and advocated for requiring e-scooter companies to provide liability coverage. According to IIHS data, sidewalks are the most common location for e-scooter injuries in DC.
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