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The Benefits of Purchasing Personal Injury Protection (PIP) or Medical Payment Insurance

By: Matthew Tievsky

When you buy insurance for your automobile, you have the option of purchasing a particular kind of insurance. In the District of Columbia, it is called Personal Injury Protection or “PIP,” and in Virginia it is called Medical Payment Insurance or “Med-Pay.” For simplicity’s sake, we’ll just call it “PIP.”

PIP is insurance that pays you an amount of money, up to a certain limit (you can purchase a higher limit by paying higher premiums), in the event that you are injured in an automobile collision. PIP will pay for medical bills, and at least a percentage of any lost wages. 

PIP provides money in addition to any money that you recover through a personal injury claim.  In addition, PIP will pay out regardless of who is at fault for the collision – which also means that if you have a PIP policy, you can collect PIP benefits before your personal injury claim is resolved. Purchasing significant PIP (or Med Pay) benefits is a smart way to protect yourself in the event of the unexpected.

Car Accident Lawyers Serving DC, Maryland, and Virginia

If you or someone you love has been injured in a car accident and have questions about PIP benefits or your right to pursue a personal injury claim against the at-fault party, our legal team at Chaikin, Sherman, Cammarata & Siegel, P.C. is available to help. During a free consultation, we can review the facts of your case, discuss your rights and options, and explain what we can do to help you pursue needed compensation.

Request your free case review by calling (202) 644-8303 or completing an online case evaluation form.