Partner Allan M. Siegel recently obtained a verdict for $67,000, which far exceeded State Farm 's Insurance policy of $25,000. Our client was struck in the rear by an uninsured dump truck. Accordingly, our client made a claim against her own insurance company, State Farm Insurance Company, for uninsured motorist coverage, as well as the driver of the uninsured truck. Uninsured motorist coverage provides insurance coverage in the event that you are injured as a result of the negligence of an uninsured driver. Unfortunately, our client only bought $25,000 in coverage. As demonstrated by the result in this case, it is always a good idea to buy as much uninsured motorist coverage as you can afford, since this coverage protects you, if you are injured.
Our client had incurred approximately $12,000 in medical bills and $30,000 in lost wages. She had been a State Farm insured for over twenty years, had never made a claim before, and expected that her insurance company would do the right thing, and pay her the full $25,000, since her out of pocket expenses far exceeded the amount of coverage. The insurance company offered her only $5,000, since the insurance company did not "believe" that the injuries were caused by the accident. Partner Allan M. Siegel went to trial in the Circuit Court for Prince George's County to hold State Farm accountable under the terms of their contract. The jury awarded the Plaintiff $67,000.