Serious Personal Injury Lawyers Blog
Monday, March 31, 2008
What your insurance carrier can do for you
One of the protections you may have purchased in your insurance policy results in payment of your property damage, less a deductable, caused to your car as a result of the carelessness of another. Perhaps the biggest benefit of collision coverage, is that you personally do not have to argue with the wrongdoer’s insurance carrier in the event that they are denying that their insured was the exclusive cause of the accident contributing to the property damage. Instead, if you have collision coverage, you can call your insurance carrier and they will have your car repaired in accordance with the terms of that coverage. Additionally, if you purchased collision coverage, you most likely also have rental car coverage. This coverage would require your own insurance company to provide payments to permit you to rent a car during the time period that your vehicle is being repaired.
Other “first party” coverages available to you in the event of an automobile collision are personal injury protection (PIP) or Medical Payment coverage (Medpay). Personal injury protection coverage ordinarily provides benefits for medical services provided as well as wages lost as a result of the collision. Medical Payment coverage is exactly as it sounds. This coverage provides reimbursement for medical bills incurred as a result of damages sustained in the collision. Both PIP and Medpay coverage payments are made by your own insurance carrier and do not affect your right to recover for the very same medical bills and lost wages from the wrongdoer.
by Ira Sherman
posted by Biera Campbell at 3:22 PM
Friday, March 21, 2008
Why is it important to have the highest amount of uninsured motorist coverage you can possibly afford?
by Ira Sherman, Esq.
posted by Biera Campbell at 1:14 PM
Wednesday, March 19, 2008
It is an insurance carrier's fiduciary duty to protect their insured from a verdict in excess of the policy limits
by Ira Sherman, Esq.
posted by Biera Campbell at 6:47 AM
Monday, March 17, 2008
What is the difference between comparative negligence and the law in the District of Columbia, Maryland and Virginia
by Ira Sherman, Esq.
posted by Biera Campbell at 6:42 AM
Friday, March 14, 2008
How to determine if you have a case by asking three simple questions
by Ira Sherman, Esq.
posted by Biera Campbell at 6:04 AM
Wednesday, March 12, 2008
What do the defenses of contributory negligence and assumption of the risk mean and why do we care?
by Ira Sherman
posted by Biera Campbell at 8:39 AM
Monday, March 10, 2008
We All Have A Duty To Act Reasonably But Some People Have a Special Duty - A Fiduciary Duty
posted by Biera Campbell at 6:37 AM
Friday, March 7, 2008
Serving The Defendant And Receiving Their Answer Puts The Case "At Issue"
by Ira Sherman
posted by Biera Campbell at 8:22 AM
Monday, March 3, 2008
Learning about a Lawsuit
posted by Biera Campbell at 1:35 PM




